State Buyer Programs
The Texas Department of Housing and Community Affairs is a state housing finance agency for Texas. This agency delivers a variety of homebuyer assistance programs throughout the state.
As a State Housing Finance Agency (HFA), Texas Department of Housing and Community Affairs offers first-time homebuyers:
- Below-Market Rate Home Loans
- Mortgage Credit Certificate Program
- Downpayment Assistance Programs
- A network of mortgage lenders
- And More
TDHCA partners with private sector mortgage lenders who qualify borrowers and offer the program to eligible first-time homebuyers in the state. For a listing of TDHCA loan officers visit Texas Department of Housing and Community Affairs website.
First Home Buyer Online Education
FirstHomeAdvisor.com has partnered with eHomeAmerica to offer an online homebuyer education course that you can take from the convenience of your own home computer for a modest fee of $99.00. You can get your Certificate of Completion today after completing the eight-hour course.
More Resources
IDA Resource Directory
The Corporation for Enterprise Development (CFED) maintains a national Individual Development Account Directory where you can search for a local IDA or Matched Savings program near you.
Local Home Inspectors
Search for a local home inspector on the American Society of Home Inspectors (ASHI) website.
Tax Credit Programs
The Texas Department of Housing and Community Affairs offers the Mortgage Credit Certificate (MCC) to first-time homebuyers in Texas. The MCC is a fedeal tax credit program from the IRS for first-time homebuyers. Contact TDHCA or a participating lender for details.
FirstHomeAdvisor.com ® is an equal opportunity housing provider for first-time buyers.