Tennessee - TN Tennessee - First-Time Home Buyer Lonas, Grants, Tax Credits and Education in Tennessee - TN

First-Time Home Buyer Loans, Grants, and Education in Tennessee - TN

 

First-Time Homebuyer Education in Tennessee

NeighborWorks® of America organizations in Tennessee *  offer:

Click on the link above to find a local homebuyer education and counseling provider near you.

* The contents and accuracy of information contained in this hyperlink was created, maintained, and the responsibility of NeighborWorks® of America.

HUD Approved Housing Counseling Agencies in Tennessee *. Many of these organizations offer:

 

* The contents on this hyperlink are created, maintained, and the responsibility of the U.S. Department of Housing and Urban Development (HUD).  

Online First-Time
Homebuyer Education

 

Online homebuyer education is also available to those who are interested in buying their first home.  FirstHomeAdvisor.com has partnered with eHomeAmerica to offer an online homebuyer education course that you can take from the privacy and convenience or your own home computer.  Click here to learn more about this online homebuyer education course.

First-time Home Buyer Programs in Tennessee

Local First-Time Homebuyer Assistance Tennessee 

Local homebuyer assistance programs in Tennessee *.  The types of programs offered include:

* The contents and accuracy of information contained on this hyperlink are created, maintained and the responsibility of the U.S. Department of Housing and Urban Development (HUD).  

Many non-profit organizations in Tennessee offer downpayment assistance programs in the form of secondary financing and have been approved for use with an FHA loan.  Here is a link to search for a HUD approved secondary financing programs offered by non-profit organizations

Find an Individual Development
Account in Tennessee 

The Corporation for Enterprise Development (CFED) maintains a national IDA Resource Directory where you can search for a local IDA or Matched Savings program near you.

Find a Home Inspector
in Tennessee 

Search for a local home inspector on the American Society of Home Inspectors (ASHI) website.

Tennessee Housing
Development Agency

The Tennessee Housing Development Agency, THDA, is a state housing finance agency for Tennessee.  This agency delivers a variety of homebuyer assistance programs throughout the state.  

As a State Housing Finance Agency (HFA), THDA, offers first-time homebuyers:

  • Below-Market Rate Home Loans
  • Downpayment Assistance Programs
  • A network of mortgage lenders 
  • And More 

Tennessee Housing Development Agency partners with private sector mortgage lenders who qualify borrowers and offer the program to eligible first-time homebuyers in the state.  For a listing of THDA lenders and loan officers visit the Tennessee Housing Development Agency's website.

Mortgage Credit Certificate
Programs in Tennessee 

Some city's and county's in Tennessee may offer first-time homebuyers the Mortgage Credit Certificate (MCC) which is a fedeal tax credit program for first-time homebuyers.  Ask your local homebuyer education and counseling agency if it is available in your area.