State Buyer Programs
Oregon – First-Time Homebuyer Loan, Grant, and Tax Credit Programs
Program Name | Program Type/Benefit | Service Area |
Oregon Bond | Below-market rate home loan or closing cost assistance | Statewide |
Home Purchase Resources | Home Buying 101 | Statewide |
City of Bend | Affordable Housing Projects | City of Bend |
City of Corvallis | Down payment/closing cost assistance | City of Corvallis |
City of Eugene | Affordable Housing Resources | City of Eugene |
City of Medford | Affordable Housing Resources | City of Medford |
Portland Area Housing Resources | Down Payment/closing cost assistance | Parts of the City of Portland |
Mortgage Credit Certificate Program | First-time homebuyer tax credit | City of Portland |
Clackamas Homebuyer Assistance Program | Down payment/closing cost assistance | Clackamas County |
Mortgage Assistance Program | Down payment/closing cost assistance | Multnomah County |
Mortgage Assistance Program | Down payment/closing cost assistance | Washington County |
Neighborhood Stabilization Program | Down payment/closing cost/home repair | Parts of Washington County |
- Mary Tillery
541-507-4038
mtillery@guildmortgage.net
Guild Mortgage Company - Julie Gray Nash McCarty
458-206-2027
julie.nash@imortgage.com
IMortgage - Ralph Austin
503-219-0784
ralph.austin@homestreet.com
HomeStreet Bank - Deona DeLong
503-778-2880
deona.delong@homestreet.com
HomeStreet Bank - Sharon De Vol
503-588-2200
sharon.devol@homestreet.com
HomeStreet Bank - Jennifer Larsen
503-227-3956 Ext 223
jennifer.larsen@homestreet.com
HomeStreet Bank - Joseph Portillo
971-544-1194
josephportillo@umpquabank.com
Umpqua Bank - William Ward
541-295-3101
william.ward@imortgage.com
IMORTGAGE - Vince Kingston
971-221-8525
Guild Mortgage
vkingston@guildmortgage.net - Carol Flanagan
503-528-9800
Guild Mortgage Company
team@carolflanagan.com
First Home Buyer Online Education
FirstHomeAdvisor.com has partnered with eHomeAmerica to offer an online homebuyer education course that you can take from the convenience of your own home computer for a modest fee of $99.00. You can get your Certificate of Completion today after completing the eight-hour course.
More Resources
IDA Resource Directory
The Corporation for Enterprise Development (CFED) maintains a national Individual Development Account Directory where you can search for a local IDA or Matched Savings program near you.
Local Home Inspectors
Search for a local home inspector on the American Society of Home Inspectors (ASHI) website.
Tax Credit Programs
Some cities and counties in your state may offer first-time homebuyers the Mortgage Credit Certificate (MCC) which is a federal tax credit program for first-time homebuyers. Ask your local homebuyer education and counseling agency if it is available in your area.
FirstHomeAdvisor.com ® is an equal opportunity housing provider for first-time buyers.