North Dakota - ND North Dakota - First-Time Homebuyer Programs and Partners

First-Time Homebuyer Loan, Grant and Education in North Dakota - ND

 

Online First-Time
Home Buyer Education

 

Online homebuyer education is also available to those who are interested in buying their first home.  FirstHomeAdvisor.com has partnered with eHomeAmerica to offer an online homebuyer education course that you can take from the privacy and convenience or your own home computer.  Click here to learn more about this online homebuyer education course.

First-Time Homebuyer Education in North Dakota 

NeighborWorks® of America organizations in North Dakota *  offer:

Click on the link above to find a local homebuyer education and counseling provider near you.

* The contents and accuracy of information contained in this hyperlink was created, maintained, and the responsibility of NeighborWorks® of America.

HUD Approved Housing Counseling Agencies in North Dakota *. Many of these organizations offer:

 

* The contents on this hyperlink are created, maintained, and the responsibility of the U.S. Department of Housing and Urban Development (HUD).  

First-time Home Buyer Programs in North Dakota

Local First-Time Homebuyer Assistance in North Dakota  

Local homebuyer assistance programs in North Dakota *.  The types of programs offered include:

* The contents and accuracy of information contained on this hyperlink are created, maintained and the responsibility of the U.S. Department of Housing and Urban Development (HUD).  

Many non-profit organizations in North Dakota offer downpayment assistance programs in the form of secondary financing and have been approved for use with an FHA loan.  Here is a link to search for a HUD approved secondary financing programs offered by non-profit organizations

Individual Development
Accounts in North Dakota 

The Corporation for Enterprise Development (CFED) maintains a national IDA Resource Directory where you can search for a local IDA or Matched Savings program near you.

Find a Home Inspector
in North Dakota 

Search for a local home inspector on the American Society of Home Inspectors (ASHI) website.

North Dakota Housing
Finance Agency

The North Dakota Housing Finance Agency, NDHFA, is a state housing finance agency for North Dakota.  This agency delivers a variety of homebuyer assistance programs throughout the state.  

As a State Housing Finance Agency (HFA), NDHFA, offers first-time homebuyers:

  • Below-Market Rate Home Loans
  • Downpayment Assistance Programs
  • A network of mortgage lenders 
  • And More 

The North Dakota Housing Finance Agency partners with private sector mortgage lenders who qualify borrowers and offer the program to eligible first-time homebuyers in the state.  For a listing of NDHFA lenders and loan officers visit the North Dakota Housing Finance Agency's website.

Mortgage Credit Certificate
Programs in North Dakota 

Some cities and counties in North Dakota may offer first-time homebuyers the Mortgage Credit Certificate (MCC) which is a fedeal tax credit program for first-time homebuyers.  Ask your local homebuyer education and counseling agency if it is available in your area.