State Buyer Programs

California Housing Finance Agency (CalHFA)

The California Housing Finance Agency, also known as CalHFA,  is a state housing finance agency for California.  This agency delivers a variety of homebuyer assistance programs throughout the state.

As a State Housing Finance Agency (HFA), CalHFA, offers first-time homebuyers:

  • Below-Market Rate Home Loans
  • Downpayment Assistance Programs
  • A network of mortgage lenders
  • And More

CalHFA partners with private sector mortgage lenders who qualify borrowers and offer the program to eligible first-time homebuyers in the state.  The loan officers listed on the right side of this page are CalHFA’s top performing loan officers in 2011 in terms of the number of loans orginated in 2011. In addition to these loan officers, CalHFA partners with hundreds of more loan officers throughout the state. For a full listing of CalHFA loan officers visit California Housing Finance Agency’s website.

Local First-Tim

ARMONDO GONZALEZ, IMORTGAGE.COM
CERRITOS CA   562-402-8400 EXT. 110

STEVE CARRIGAN, BROADVIEW MORTGAGE
CAMARILLO CA  805-389-0282

MARTHA MORALES, THE MORTGAGE HOUSE
SANTA MARIA CA   805-922-8005

JILL HINKEY, IMORTGAGE.COM
ROSEVILLE CA   916-746-8408

CHERIE BOWEN, ACADEMY MORTGAGE
BAKERSFIELD CA   661-664-0687

TERESA SMOLIN, BROADVIEW MORTGAGE
CERRITOS CA   562-467-6908

CUNDI NUNEZ, GUILD MORTGAGE
SANTA MARIA CA   805-361-0355 EXT. 13

RICARDO RAMOS, PLATINUM HOME MORTGAGE
RICHMOND CA   510-262-6622 EXT. 201

JASON DIEZ, GUILD MORTGAGE
COVINA CA   626-339-4126

JEFF JOHNSON, PLATINUM HOME MORTGAGE
CITRUS HTS CA 916-727-1101

MARK MARTINEZ, IMORTGAGE.COM
ANAHEIM CA 714-422-1856

JAIME SALAS, PLATINUM HOME MORTGAGE
WEST COVINA CA   626-915-1212

ANGEL VARGAS, FIRST MORTGAGE CORP.
COVINA CA   626-376-5474

SHARRON BETHARDS, THE MORTGAGE HOUSE
STOCKTON CA   209-474-7111

ESTEBAN CAMPOS, BANK OF AMERICA
STOCKTON CA   209-470-5079

SEAN CONNOLLY, IMORTGAGE.COM
FRESNO CA 559-256-9837

BRYAN COLEBROOK, IMORTGAGE.COM
BAKERSFIELD CA   661-616-6700

GLORIA MIRAZO, WELLS FARGO HOME MORTGAGE
SACRAMENTO CA 916-391-8924

EDUARDO CASTILLO, GUILD MORTGAGE
HUNTINGTON BEACH CA 714-622-5000 # 301

KAY LARUE, THE MORTGAGE HOUSE
BAKERSFIELD CA   661-832-4100

PATRICIA ROSS, MISSION HILLS MORTGAGE CO
CONCORD CA 925-708-3061

DELIA DUCHENE, MISSION HILLS MORTGAGE CO
PALM DESERT CA   760-779-3037

RAY GIN, MASON-MCDUFFIE
SACRAMENTO CA   916-929-8130

JIMMY LOPEZ, THE MORTGAGE HOUSE
BAKERSFIELD 661-832-4100

*  This list is based on a Public Records Request and is not an advertisement for any of these lenders or the California Housing Finance Agency.

We offer local and national, non-profit and for-profit organizations to post their services with First Home Advisor.  We review their organizations and vet the best we can but we not otherwise vouch for them.

View the FHA Advisory Directory

First Home Buyer Online Education

FirstHomeAdvisor.com has partnered with eHomeAmerica to offer an online homebuyer education course that you can take from the convenience of your own home computer for a modest fee of $99.00. You can get your Certificate of Completion today after completing the eight-hour course.

Online Homebuyer Education Course

Local First-Time Homebuyer Education

 

Here are the major local homebuyer education and counseling resources available in your State. As new ones register with us, we will include them here: 

NeighborWorks® of America organizations
HUD Approved Housing Counseling

Homebuyer Assistance Programs

Many non-profit organizations in your state offer downpayment assistance programs in the form of secondary financing and have been approved for use with an FHA loan.  Search for HUD approved secondary financing here:

HUD Financing Resources in your state

More Resources

IDA Resource Directory

The Corporation for Enterprise Development (CFED) maintains a national Individual Development Account Directory where you can search for a local IDA or Matched Savings program near you.

Local Home Inspectors

Search for a local home inspector on the American Society of Home Inspectors (ASHI) website.

Tax Credit Programs

CalHFA and many cities and counties in California offer first-time homebuyers the Mortgage Credit Certificate (MCC) program.  Contact CalHFA or your local county or city to access the first-time homebuyer tax credit program.

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